Wednesday, January 2, 2013

Mortgage Debt Forgiveness Relief Act


Yesterday,

 Congress passed to extend the Mortgage Debt Forgiveness Relief Act of 2007 through December of 2013.

Anyone who has debt forgiven as a result of a short sale will not have tax consequences on the forgiven amount as long as:

·         They didn’t refi and take money out (unless the money they took out went directly to improve the property)
·         The property is their primary residence (or was)
·         The property was not used for business or as a rental
·         The forgiven amount is less than $500,000 for a married couple and $250,000 for a single person


Mortgage Debt Forgiveness Relief Act----This is great news!

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